Moving decision guide
Estimate the cost of moving before the boxes are packed.
Build a realistic moving ballpark from deposits, overlap, setup costs, and the change in monthly housing expenses.
Costs today
Include one-time costs that happen before or near the decision.
- Security or purchase deposit
- Movers, truck and packing supplies
- Application, inspection or closing fees
- Utility and internet setup
- Furniture and immediate repairs
New monthly costs
Estimate the full recurring change, not only a payment.
- New rent or mortgage
- Utilities and internet
- Insurance or HOA dues
- Parking and commute changes
- Ongoing maintenance
Costs this may replace
Subtract only expenses that are realistically expected to end.
- Current rent or mortgage
- Current commute or parking
- Storage costs ending after the move
Before relying on the estimate
Questions worth answering
- 01
Will old and new housing overlap?
- 02
Which utility estimates are confirmed?
- 03
Does the move change transportation or childcare?
- 04
What must be purchased during the first 90 days?
Turn the checklist into a ballpark.
Start rough, save alternatives, then put the monthly change into Budget Check.
Start this decision